What is MESH Auditor?
AI and Compliance: What’s Real—and What’s Hype—in Mortgage Servicing
AI and Compliance: What’s Real—and What’s Hype—in Mortgage Servicing Artificial intelligence has arrived in mortgage compliance conversations with enormous promise—and just as much confusion. Headlines oscillate between “AI will replace compliance teams” and “AI is…
Status of the CFPB
Status of the CFPB 1. The CFPB Has Not Been Eliminated Despite claims circulating that CFPB is “dead” due to zero funding requests for 2026, that isn’t accurate in practice: Acting leadership under Russell Vought…
While Washington Shrinks the CFPB, the States Are Hiring
While Washington Shrinks the CFPB, the States Are Hiring Consumer financial services is having a “quiet earthquake.” Most people are watching the headlines about the Consumer Financial Protection Bureau (CFPB): funding fights, litigation over its…
The Great AI Paradox: Why Mortgage Servicers Can’t Afford to Wait and See
The Great AI Paradox: Why Mortgage Servicers Can’t Afford to Wait and See Your compliance team just processed 500 loan modifications this month. Next month, AI could handle 400 of them—with fewer errors and zero…
Why the ROI of Mortgage Servicing Compliance Automation Is Higher During a Recession
During recessions, mortgage servicers experience rising delinquencies as homeowners experience financial hardship. Higher delinquency rates mean a significant rise in compliance workloads. About one-third of all mortgage servicing regulations apply specifically to delinquent loans, so…